Most Americans are no stranger to debt, but until recently kids may not have been aware of how much debt their family was carrying. When a family has to go on a budget and review spending habits, it can seem like a child has to give up a lot. This book helps explain debt, and put things in perspective for young people.

In this time of nation-wide belt-tightening, a book on cutting costs is a must-have addition to library shelves. Cutting costs does not have to be a bad thing and it doesn't mean cutting out every desire. Readers learn about prioritizing needs over wants and ways to be cost-conscious and frugal. They also learn that sacrificing some material desires can free an individual from the cycle of consumption, which allows us to enjoy other things such as...

This book defines physical bullies, verbal bullies, and relationship bullies and discusses positive ways to build self-esteem for people who are bullies and for people who are victims of bullies.

More families than ever find themselves faced with the necessity of going on welfare in order to feed, clothe, and provide for their families. This book explains what welfare is; explores some of the stresses, feelings, and fallout involved in starting and using the welfare system; and offers strategies for coping with this difficult and hopefully temporary situation.

Moving is stressful anytime, but when a family is forced to move because they cannot afford to pay their mortgage-it is a whole different experience. Kid-friendly text helps young readers make sense of it all. Tough topics such as having to move into a shelter are dealt with in a sensitive and encouraging manner. This book also gives some ideas of what to expect when a family moves in with relatives while they get back on their feet.